No off-ramp
Collateralize on-chain, receive funds straight to your bank. No exchange, no selling.
Helva
Ethereum security on the crypto side, Swiss rule of law on the fiat side.
Borrow against your crypto — without selling it
Section titled “Borrow against your crypto — without selling it”Helva lets you borrow fiat into your own bank account using your crypto as collateral. Your collateral stays in a self-custodial vault you control; at launch the money arrives as a normal Swiss bank transfer in CHF or USD.
Non-custodial collateral management
You deposit into your own vault and reserve it for the loan. Helva never holds the coins. Helva holds the right to convert the reserved amount, as agent for the lender.
Conservative & liquid
Only WETH, wstETH, WBTC and cbBTC, at conservative ratios — secured lending with competitive yields for lenders.
Swiss contracts
Helva acts as broker, clearing agent and guarantor. Contracts under Swiss law; data stored in Switzerland.
Pick your track
Section titled “Pick your track”For borrowers
Keep your ETH or BTC, get fiat. Start here →
For lenders
Secured lending, Swiss contracts, your bank account. Start here →