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Receiving your funds

Once your Letter of Credit is active, Helva issues the lender a guarantee, the lender sends fiat to Helva’s clearing account, and the funds are forwarded to you immediately on arrival.

Rail How it arrives Typical time
IBAN Swiss bank transfer to your account (CHF or USD) 1–2 days

We’re working on EUR, GBP, and EURe on Gnosis Chain. See Gnosis Pay borrowers.

flowchart LR
    L[Lender sends fiat] --> H[Helva clearing account]
    H --> B[Your bank account]

The funds reach you from Helva, not from a crypto exchange. That means the transfer clears as a standard Swiss bank payment, and there’s no off-ramp trail on your side.

Next: Managing your loan →