Swiss legal framework
Ethereum security on the crypto side, Swiss rule of law on the fiat side.
On-chain, it’s enough to rely on open-source contracts and Ethereum’s immutability. Crossing into fiat needs the opposite: accountable counterparties under strong law. That’s what the Swiss side provides.
What Swiss law gives you
Section titled “What Swiss law gives you”- Contracts under Swiss commercial law. The lending agreements are real, enforceable contracts.
- Data under Swiss privacy law. See KYC & your data.
- Accountable founders. The founders are subject to Swiss criminal law in cases of fraud or gross negligence.
Regulatory status
Section titled “Regulatory status”Helva’s underlying entity is incorporated in Switzerland and is a member of a FINMA-recognised self-regulatory organisation (SRO). Details are on the imprint.
Why this matters for the fiat side
Section titled “Why this matters for the fiat side”A neutral, accountable Swiss counterparty clears the funds and holds the guarantee. This is what lets a fiat lender deal with a known Swiss counterparty rather than sending money directly to an anonymous borrower — and what lets borrowers receive funds as a standard Swiss bank payment.